BUY A CAR
Planning ahead for a car purchase increases the likelihood of getting the one you want and can help reduce the cost.
THINGS TO CONSIDER
• Plan ahead to spread the cost and find the right deal
• Take the time to research a car that suit your needs
• Consider the pros and cons of different financing options
CHECKLIST
➢ Calculate how much you can afford for a car
➢ Research the best car to suit your needs
➢ Find a good car deal
➢ Test drive and check the car
➢ Consider paying cash as a cost effective option
➢ A personal loan is a good way of spreading the cost of a car
➢ If looking for a new car consider a lease, contract purchase or hire
➢ Consider the ongoing costs of running the car
➢ Sell or trade-in your car
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